Banking and Finance

Kerala Gramin Bank posts 20 percent growth, logs highest-ever profit

The record profit underscores improved operational efficiency.

Dhanam News Desk

The Malappuram-headquartered Kerala Gramin Bank delivered a strong financial performance in 2025–26, reporting a 20 percent growth in business and its highest-ever net profit, underlining steady momentum across key segments.

At the annual review meeting held at the bank’s head office this week, National Bank for Agriculture and Rural Development (NABARD) chief general manager Nagesh Kumar Anumala commended the bank's robust expansion and grassroots lending.

Growth drivers

  • Strong traction in retail lending, particularly housing loans

  • Continued support to MSMEs across Kerala

  • Expansion of financial inclusion initiatives

Sponsored by Canara Bank, Kerala Gramin Bank is one of the largest regional rural banks in India. The record profit underscores improved operational efficiency and disciplined business execution.

Outlook

Chairperson Vimala Vijayabhaskar said the bank will continue to align its growth strategy with NABARD’s guidance, focusing on sustainable expansion, better customer service, and enhanced operational efficiency in the coming years.

Senior NABARD officials, including deputy general manager Rajesh S Earimmal, attended the review meeting.

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