https://english.dhanamonline.com/personal-finance/buying-a-car-use-the-20520-rule-to-set-your-budget-9003641 https://media.assettype.com/dhanamonline-english/2026-07-24/941ed57f/Child-dreaming-about-buying-a-car.png dhanamonline-english en 2026-07-24T07:11:33.916Z Buying a car? Use the 20:5:20 rule to set your budget Car Loan, Financial planning, 20:5:20 rule, car affordability rule, how much car can I afford, car loan EMI calculation, car loan affordability India, 20 per cent down payment, five-year car loan, dream car budget, car EMI calculator, monthly income for car loan, 20:5:20 rule for buying a car https://english.dhanamonline.com/banking-and-finance/how-el-niño-can-shape-indian-banks-loan-books-9003640 https://media.assettype.com/dhanamonline-english/2026-07-24/hzo26kch/Agriculture.jpg dhanamonline-english en 2026-07-24T06:34:12.481Z How El Niño can shape Indian banks’ loan books El Niño, Indian Banking Sector, El Niño impact on Indian banks, monsoon impact on banking sector, agricultural credit India, rural loan repayments, Kisan Credit Card NPAs, food inflation and RBI rates, climate risk in banking, Indian Ocean Dipole, microfinance India, bank asset quality https://english.dhanamonline.com/personalities/dreams-are-blueprints-for-action-apj-abdul-kalam-9003623 https://media.assettype.com/dhanamonline-english/2026-07-19/spbxm5tm/kalam.png dhanamonline-english en 2026-07-24T05:48:47.196Z Dreams are blueprints for action: APJ Abdul Kalam APJ Abdul Kalam, President Kalam, ISRO, DRDO https://english.dhanamonline.com/news/75-year-old-doctor-becomes-keralas-oldest-successful-liver-transplant-patient-at-meitra-hospital-9003639 https://media.assettype.com/dhanamonline-english/2026-07-24/vxi0gr40/Meitra-Hospital.jpg Meitra Hospital, Kozhikode dhanamonline-english en 2026-07-24T05:47:29.484Z 75-year-old doctor becomes Kerala’s oldest successful liver transplant patient at Meitra Hospital Meitra Hospital, Organ Transplant https://english.dhanamonline.com/markets/markets-remain-in-the-red-crude-oil-retreats-below-100-india-gets-tariff-relief-9003638 https://media.assettype.com/dhanamonline-english/2026-07-09/ba2w0emf/morningbusiness.png dhanamonline-english en 2026-07-24T02:40:05.975Z Markets remain in the red; crude oil retreats below $100, India gets tariff relief West Asia Conflict, Sensex, nifty, crude oil, Gold Prices https://english.dhanamonline.com/markets/oil-surge-raises-concerns-for-india-gold-above-4100-as-west-asia-war-continues-9003637 https://media.assettype.com/dhanamonline-english/2026-07-09/ty17e8uq/morningbusiness.png dhanamonline-english en 2026-07-23T02:08:05.521Z Oil surge raises concerns for India; gold above $4,100 as West Asia war continues West Asia Conflict, crude oil, Gold Prices, nifty, Sensex https://english.dhanamonline.com/technology/why-companies-should-use-ai-for-growth-not-cost-cutting-9003636 https://media.assettype.com/dhanamonline-english/2026-07-22/mu67uszs/Ai-Professional.png https://media.assettype.com/dhanamonline-english/2026-07-22/fthxxubx/Dhanam-AI-Workshop-Social-Poster.png dhanamonline-english en 2026-07-22T12:34:23.052Z Why companies should use AI for growth, not cost-cutting artificial intelligence, AI, AI for business growth, AI adoption, AI strategy, Indian SMEs, small and medium enterprises, AI productivity, AI cost-cutting, AI workforce strategy, generative AI for SMEs, AI implementation strategy, AI leadership, AI transformation, business automation, digital transformation, AI for entrepreneurs, AI for Kerala businesses https://english.dhanamonline.com/entrepreneurship/can-a-business-grow-without-loans-a-kerala-hospital-group-shows-how-9003635 https://media.assettype.com/dhanamonline-english/2026-07-22/itcwr0xj/Hospital.png https://media.assettype.com/dhanamonline-english/2026-07-22/er5kn7vz/Low-ROCE-High-Growth-.png Figure 1 – Low ROCE % + High Growth % https://media.assettype.com/dhanamonline-english/2026-07-22/1a7uivgh/Reasonable-ROCE-Steady-Growth-.png Figure 2 – Reasonable ROCE % + Steady Growth % dhanamonline-english en 2026-07-22T11:55:41.419Z Can a business grow without loans? A Kerala hospital group shows how Business Strategy, Business growth, Healthcare, grow business without loans, debt-free business growth, ROCE and growth rate, sustainable business growth, internal cash flow, low-overhead business strategy, supplier credit, Kerala hospital group, business expansion strategy