Muthoot Finance reported a sharp jump in fourth-quarter earnings, helped by strong growth in gold loans amid soaring gold prices that boosted collateral values and borrowing capacity.
The company’s consolidated net profit for Q4 FY26 surged 135 percent year-on-year to ₹3,397 crore from ₹1,444 crore in the same quarter last year. Revenue rose 65 percent to ₹9,288.7 crore compared with ₹5,621.7 crore a year earlier.
Earnings before interest, tax, depreciation and amortisation (EBITDA) climbed 90.5 percent to ₹7,760 crore during the quarter from ₹4,072.5 crore in the year-ago period.
For the full financial year, Muthoot Finance posted its highest-ever consolidated profit after tax at ₹10,607 crore, up 98 percent from ₹5,352 crore in FY25.
Key highlights:
Loan AUM growth stood at a record ₹59,736 crore
Total loan AUM rose 49 percent year-on-year to ₹1,81,916 crore as of March 31, 2026
The company added 177 new branches at the group level during the quarter
George Jacob Muthoot, chairman of Muthoot Finance, said the company expects FY27 to be another year of disciplined growth and transformation.
He said the new gold loan guidelines would strengthen transparency, governance and customer confidence, accelerating the formalisation of the gold loan sector.
The company also said it continued to expand beyond gold loans through affordable housing finance, microfinance, personal loans and small business lending, while stepping up digital initiatives across the organisation.
Ahead of the earnings announcement, Muthoot Finance shares closed 0.70 percent higher at ₹3,531 apiece.
The stock has gained 55 percent over the past year and more than 232 percent in the last three years.
(By arrangement with livemint.com)
