JMJ Fintech Limited has announced its financial results for the fourth quarter and full financial year ending March 31, 2026, delivering a strong performance across key financial metrics.
For the full financial year 2025-26 (FY26), the company's total revenue increased by 28.22% to ₹21.99 crore, compared to ₹17.15 crore recorded in the previous fiscal year. The full-year net profit also witnessed significant growth, climbing 47.00% to ₹7.60 crore in FY26 from ₹5.17 crore in FY25.
Registered with the Reserve Bank of India (RBI) as a Non-Deposit-taking Non-Banking Financial Company (NBFC), JMJ Fintech is primarily engaged in providing credit facilities to a wide spectrum of borrowers, including individuals, Micro, Small and Medium Enterprises (MSMEs), corporate clients, and High Net-worth Individuals (HNIs). The equity shares of the company are listed on the Bombay Stock Exchange (BSE).
A major highlight of the financial year was the robust expansion of the company's loan book. The total loan assets under management (AUM) reached ₹71.69 crore in the fourth quarter. This represents an impressive quarter-on-quarter (QoQ) growth of 55.36% compared to the third quarter of FY26, and a growth of 68.08% compared to the corresponding quarter of the previous financial year.
Looking at the fourth-quarter performance, the company's revenue increased to ₹5.41 crore, up from ₹5.20 crore in the preceding quarter. The net profit for Q4 stood at ₹1.75 crore, rising marginally from the ₹1.74 crore recorded in Q3. However, this represents a substantial increase when compared against the net profit of ₹66 lakhs recorded in the same quarter of the previous financial year.
Commenting on the performance and the strategic path forward, Joju Madathumpady Johny, the Managing Director of the company said:
"Along with recording steady growth in revenue, the company has been able to further strengthen customer trust and service quality. The company is committed to scaling new heights by adopting advanced technological innovations, and measures to achieve this will be implemented in the ongoing financial year."
