If you are around 35, you can boost your retirement corpus with a smart investment plan; increase your investments by 10 percent annually and watch your money grow. If you cannot, consider putting off your retirement by a couple of years.

Buying your first home is exciting and challenging, more so when you are battling high interest rates. Higher EMIs can strain your finances, making it more challenging to manage additional expenses and potentially limiting the amount you can borrow.

Bank FDs offer risk-free and stable returns, making them ideal for risk-averse investors. On the other hand, fixed income mutual funds provide higher potential returns and liquidity, for those seeking growth and flexibility in their investments