If you are planning to take a loan after age 50, start with a clear idea of what the banks look for; here are some key guidelines to borrowers.

The allure of easy personal loans for meeting lifestyle expenses might land you in an interest trap; consider the loan costs and also try to keep the EMIs within 35% of your income.

Planning to make a regular fixed deposit for three years in a bank? Maximise your returns by choosing a bank offering the highest rate of interest. It varies from 6.75 percent to 7.25 percent.

Here we explore strategies for effective home loan management, including balance transfers, loan eligibility enhancement, and the crucial role of a good Cibil score; plus, the importance of keeping financial discipline,

If you are around 35, you can boost your retirement corpus with a smart investment plan; increase your investments by 10 percent annually and watch your money grow. If you cannot, consider putting off your retirement by a couple of years.

Buying your first home is exciting and challenging, more so when you are battling high interest rates. Higher EMIs can strain your finances, making it more challenging to manage additional expenses and potentially limiting the amount you can borrow.

Bank FDs offer risk-free and stable returns, making them ideal for risk-averse investors. On the other hand, fixed income mutual funds provide higher potential returns and liquidity, for those seeking growth and flexibility in their investments