Mr Muthoot said all traditional gold loan companies under AGLOC have set up robust systems to ensure compliance with the updated guidelines.

The bank plans to sell ₹10,000 crore of loan portfolios using a rare debt instrument.

The debt repayment and the return of the registration certificate to RBI are to avoid the mandatory listing of the company's shares on the stock exchange.

Credit card companies now need to provide fortnightly reports of cardholders' credit habits to CIBIL or Experian, instead of the earlier monthly frequency.

Shaktikanta Das received the “A+” rating along with Christian Kettel Thomsen of Denmark and Thomas Jordan of Switzerland; this is Mr Das's second consecutive time receiving a positive rating.

An RBI circular also wants NBFCs to inform depositors of the maturity details at least two weeks ahead of the maturity date.