Planning to make a regular fixed deposit for three years in a bank? Maximise your returns by choosing a bank offering the highest rate of interest. It varies from 6.75 percent to 7.25 percent.

Are you looking for safety or growth when it comes to long-term investment? Here's a head-to-head for investing in bank fixed deposits (FDs) vs. bonds.

Bank FDs offer risk-free and stable returns, making them ideal for risk-averse investors. On the other hand, fixed income mutual funds provide higher potential returns and liquidity, for those seeking growth and flexibility in their investments