Credit card companies now need to provide fortnightly reports of cardholders' credit habits to CIBIL or Experian, instead of the earlier monthly frequency.

Your credit score is determined by the details in your credit report, and income is not included.

If you are planning to take a loan after age 50, start with a clear idea of what the banks look for; here are some key guidelines to borrowers.

The allure of easy personal loans for meeting lifestyle expenses might land you in an interest trap; consider the loan costs and also try to keep the EMIs within 35% of your income.

Here we explore strategies for effective home loan management, including balance transfers, loan eligibility enhancement, and the crucial role of a good Cibil score; plus, the importance of keeping financial discipline,

Entrepreneurship: A good personal credit score will help you get business loans at favourable terms, manage cash flow, and attract potential investors to your new business.

Buying your first home is exciting and challenging, more so when you are battling high interest rates. Higher EMIs can strain your finances, making it more challenging to manage additional expenses and potentially limiting the amount you can borrow.