These institutions are considered too large and significant to fail, and their collapse would have serious consequences for the financial system.

Jefferies believes HDFC Bank's focus on improving its loan-to-deposit (LDR) ratio and promoting strong deposit growth makes it an attractive investment

The bank plans to sell ₹10,000 crore of loan portfolios using a rare debt instrument.

HDFC Bank, IDFC First Bank, and Central Bank of India are among the lenders likely to join the ONDC network soon.